Discover Elmwood Cottages, a charming and walkable neighborhood featuring a community pavilion and an outdoor fireplace, all within a stone's throw of I26 and I85. Step inside 2222 Hemming Way and be greeted by a foyer that radiates warmth and light, setting the tone for the rest of the home. The expansive open floor plan is ideal for hosting gatherings or spending quality time with family. Boasting one of the largest floor plans in Elmwood Cottages, this residence includes every possible builder upgrade: premium flooring throughout (LVP and ceramic tile—no carpet), stunning white quartz countertops, a full suite of stainless steel appliances (washer and dryer included), sleek white kitchen cabinets, a luxurious tiled primary shower with a built-in seat, a comprehensive yard irrigation system, and more. Each bedroom offers ample space, suitable for family, guests, or a home office. The kitchen, with its large island, is perfect for meal prep or casual dining, complemented by a separate dining area for more formal occasions. The outdoor area features an expansive patio, ideal for barbecues or relaxation, and additional space with no neighboring home directly to the rear. This home is a showcase of meticulous care, resembling a model home. If lawn maintenance isn't for you, it's time to ditch the mower and explore this exquisite property today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$300,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $240,000 | $240,000 | $240,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $547 | $547 | $547 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,658 | $1,617 | $2,042 |
Total Monthly Payment | $2,280 | $2,239 | $2,664 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.