Commack Long Island One-Family Expanded Ranch With 4 Bedrooms & 3 Baths. Renovated in 2023 now in ready to move-in condition. Step inside the living room will find high ceiling with recessed lighting, freshly painted walls and genuine hardwood floor throughout. Next a crisp clean kitchen with new cabinetry, stainless steel appliances and a window facing the front yard. A huge advantage for ranch style home is minimum or no stairs needed to access every part of the house. Continue to the master bedroom suite with master bathroom, 2 addition bedrooms and a full bathroom all on the same level, convenience A plus! Down stairs in the full finished basement is a family room with open space and another bathroom. Exterior features a spacious front and backyard, extra wide driveway that leads to an attached two-car garage. Another advantage is the close proximity to Jericho Turnpike commercial district lined with supermarkets, restaurants, national pharmacy, home improvement center, warehouse club and variety of shops. Convenience A Plus!
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Our Executive Mortgage Banker:
Our Insurance Division:
$849,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $679,999 | $679,999 | $679,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.902% | 6.486% | 6.056% |
Monthly Tax Payment | $1,350 | $1,350 | $1,350 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,861 | $4,242 | $5,692 |
Total Monthly Payment | $5,303 | $5,684 | $7,134 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.