Welcome home to 20 Estates Drive, Port Jefferson Station; a stunning 4 bed, 3 1/2 bath colonial that was totally renovated in 2008 to include two primary bedrooms with en suite baths and huge walk-in closets, making it a great home for extended family or guests. Enjoy the convenience of a 2nd floor laundry room. Main floor is an entertainer's delight, featuring a large eat in kitchen with beautiful quartz countertops and cherry cabinets and a formal dining room. Gather your family and friends in the expansive living/family room and enjoy the warmth of the wood fireplace with wood stove insert, which showcases the gorgeous wall of custom built-ins. Work from home or complete homework in the first floor office, which is flooded with natural light. Enjoy your new "staycation" backyard with an L-shaped, heated IGP with a young liner and looploc cover, large gazebo(with electric), covered mahoghany deck/back porch, large paver patio and shed. What yard would be complete without its own sport court, including basketball hoop and setup for paddle tennis. Play pickleball? Court can be painted and used for this fast growing game. This house has too much to mention. Solar panels are owned with extremely low electric bills, generator hook up, CAC, kitchen warming tray, beautifully manicured property and more. Enjoy all the amenities that the North Shore has to offer from lazy days at the beach to harvest festivals. Close to beaches, marinas, wineries, farms, railroad and highways. Just turn the key and call this home!, Additional information: Interior Features: Guest Quarters
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Our Executive Mortgage Banker:
Our Insurance Division:
$839,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $671,999 | $671,999 | $671,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.875% | 6.625% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.893% | 6.723% | 6.284% |
Monthly Tax Payment | $1,485 | $1,485 | $1,485 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,975 | $4,303 | $5,716 |
Total Monthly Payment | $5,552 | $5,880 | $7,293 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.