Charm and character abound in this custom colonial home, which is nestled on a tranquil cul-de-sac, and ideally positioned near the David Weld nature preserve with scenic hiking trails and access to a Long Island Sound Beach. The home showcases beautiful hardwood floors, detailed millwork, and elegant primary rooms. An eat in Kitchen with quality cabinetry, granite countertops, double oven and gas cook top unfolds into a cozy den with a stone fireplace flanked by custom cabinetry. The primary suite features an updated bathroom, while three additional bedrooms provide ample space for family or guests. The partially finished basement provides versatility; while the two-car garage offers additional storage. In addition, the home has a Buderus boiler, a Briggs and Straton automatic generator, a newly drilled well and new electric service. The home is setback from the road and the long driveway provides additional privacy. The property is beautifully landscaped and is adorned with flowering trees and shrubs: An expansive mahogany deck overlooking the rear yard is ideal for large gatherings or quiet enjoyment, a true private sanctuary. Nearby is shopping, fine dining, and Stony Brook Hospital and University. Smithtown Schools. , Additional information: Appearance: Mint ++, Separate Hotwater Heater: Y
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$1,149,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $919,200 | $919,200 | $919,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.750% | 6.500% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.844% | 6.597% | 6.158% |
Monthly Tax Payment | $2,123 | $2,123 | $2,123 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,364 | $5,810 | $7,757 |
Total Monthly Payment | $7,612 | $8,058 | $10,005 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.