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308 Bay Avenue, Brookhaven (Patchogue), NY, 11772 | $650,000
Welcome to 308 Bay Avenue in Patchogue, a beautifully updated brick ranch offering the ultimate in easy living. Situated in a prime location south of Montauk Highway and just moments from Shorefront Park, this move-in ready home boasts a fantastic layout with numerous upgrades. Inside, the separate attached primary suite is a standout, featuring its own private entrance, a cozy living room, large bedroom, updated full bath, laundry room, attic space, and direct access to the backyard-perfect for guests or extended family. The charming front porch greets you at the main entrance of the home and welcomes you into an inviting entry foyer leading to the bright eat-in kitchen with plentiful cabinets and a well-appointed dining area overlooking the yard. The adjacent formal living room with picturesque windows and fireplace is the perfect spot to relax and unwind. There are three additional well-sized bedrooms, a newly updated full bath with a second washer and dryer completing the space and pull down stairs for additional attic space. The oversized, fenced yard with patio is perfect for entertaining, while the large Belgian block-lined driveway provides ample parking. Enjoy the convenience of central air, a whole house generator, and a large basement offering plenty of storage. With a newer roof, hardwood oak flooring throughout and sturdy brick construction, this home is built to last. Plus, no flood insurance is required in this non-flood zone location. Experience the perfect blend of comfort, style, and location-close to town and the park- this home is truly move-in ready and offers a lifestyle of convenience and comfort on the South Shore of Long Island. , Additional information: Interior Features: Guest Quarters
Features
- Town: Brookhaven
- Amenities: Park
- Rooms: 8
- Bedrooms: 4
- Baths: 2 full
- Style: Ranch
- Year Built: 1955
- Heating: Oil, Hot Water
- Cooling: Central Air
- Basement: Unfinished
- Est. Taxes: $13,904
- Elem. School: Bay Elementary School
- Middle School: South Ocean Middle School
- High School: Patchogue-Medford High School
- School District: Patchogue-Medford
- Appliances: Gas Water Heater, Dishwasher, Dryer, Freezer, Refrigerator, Washer
- MLS#: 3585419
- Days on Market: 47 days
- Website: https://www.raveis.com
/prop/3585419/308bayavenue_brookhaven_ny?source=qrflyer
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
308 Bay Avenue, Brookhaven (Patchogue), NY, 11772
$650,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $520,000 | $520,000 | $520,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.352% | 7.042% | 6.160% |
| Monthly Tax Payment | $1,159 | $1,159 | $1,159 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,416 | $3,416 | $4,353 |
| Total Monthly Payment | $4,667 | $4,667 | $5,604 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535