ALTAMONTE SPRINGS ~ HUGE CORNER LOT AND NO HOA! Nestled nicely between Altamonte Springs, Apopka, and Longwood, this AMAZING home is ideal for either the savvy investor looking for immediate rental income, or the 1st time homebuyer looking for that great starter home with very little needed to move right in and make it your own. ROOF REPLACED in 2023, this home boasts a split plan, three full bedrooms with an en-suite half bath in the primary bedroom for convenience. This peach has been a one-owner home for the past 33 years and has been tastefully updated with white kitchen cabinets, gas cooking, granite countertops, custom backsplash, laminate flooring throughout (no carpet in the home) neutral paint inside and out, and updated bathrooms. EXPANDED living space on the approximately 320 square foot screened-in lanai provides for that much sought-after outdoor living space for enjoying the Florida lifestyle. The fully fenced back yard features a storage shed and a double-gated entry for ease in storing that boat, RV, or additional vehicles. The one car garage is spacious and home to the laundry facilities and hot water heater. This ideal location is close to downtown Orlando, Maitland Center all while being close enough to take advantage of all the natural beauty Florida has to offer. . . Wekiva Springs, Rock Springs, St. Johns River, Lake Apopka, and Cranes Roost Park, are all just a short drive away. Combine this with being located just under an hour from New Smyrna Beach, there will be no shortage of ways to spend weekends. This gem is truly and exceptional home at an exceptional value!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $231,920 | $231,920 | $231,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.490% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.681% | 6.678% | 6.034% |
Monthly Tax Payment | $66 | $66 | $66 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,582 | $1,464 | $1,926 |
Total Monthly Payment | $1,723 | $1,605 | $2,067 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.