Seller willing to contribute up to $5, 500 towards a 2-1 Temporary Interest Rate Buydown with preferred lender! USDA eligible property for qualified buyers with ZERO percent down! This newly renovated home has been completely updated and is move-in ready! Inside, enjoy the comfort of a brand-new A/C system, new windows, new electric water heater and updated electrical and plumbing. The kitchen has been totally revamped with new cabinets, granite countertops and stainless-steel appliances. Offering an open floorplan, the dining room and living room are adjacent to the kitchen, tied together seamlessly with brand new luxury vinyl plank flooring. The bedrooms have been updated with plush carpet and new ceiling fans, and the primary bedroom offers a large walk-in closet and ensuite bathroom with his and her vanities. The laundry room and second bathroom are conveniently located off the kitchen. The exterior of this home boasts a brand-new roof and elevated curb appeal featuring fresh paint and new landscaping. This home sits in an ideal location for those looking to be close to all the amenities Mulberry and South Lakeland have to offer!
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Our Executive Mortgage Banker:
Our Insurance Division:
$239,950
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $191,960 | $191,960 | $191,960 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $26 | $26 | $26 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,293 | $1,276 | $1,619 |
Total Monthly Payment | $1,394 | $1,377 | $1,720 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.