Well maintained two bedroom, two bathroom fully furnished and turnkey home in the 55+ gated community of Saddlebag Lake Resort, where you own the land! Upgrades include roof replacement (2014), new window blinds, dishwasher and shed w/power (2016) refrigerator and stove replaced (2017) new HVAC (2019) new steps installed (2020) and new laminate flooring throughout (2021). The fully equipped kitchen has lots of counter space and cabinets! There are two driveways, so there's plenty of parking. The 2013 Yamaha electric golf cart is included in the list price, and the batteries were replaced in 2020! The home is strategically located between the beach house and the clubhouse. The low HOA includes your water, sewer and trash pick-up. Enjoy all the resort has to offer for the time of your life! The clubhouse offers planned activities that you can participate in; there's a rec room with pool tables, saunas and fitness equipment; a sparkling heated community pool and a screen-enclosed hot tub; pickle ball, tennis and shuffleboard courts; horse shoe pits; plus a beach and marina. The beach house has a fully equipped kitchen, restrooms and covered patio that you can reserve at no cost for private parties; there's also a driving range and even a dog park for your furry family members. With so much to offer, this home won't last long so call today for your private tour!
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Our Executive Mortgage Banker:
Our Insurance Division:
$189,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $151,200 | $151,200 | $151,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $131 | $131 | $131 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,044 | $1,019 | $1,286 |
Total Monthly Payment | $1,250 | $1,225 | $1,492 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.