This 2-bedroom, 2-bathroom, 1, 404 sq. ft. home is located in the desirable St. Andrews neighborhood of Sun City Center. With its large lot and low HOA fees, this property offers plenty of potential for comfortable living in a well-established community.
As you approach, you'll notice the covered entryway and open front porch, perfect for enjoying the Florida weather. The home also features gutters and downspouts to help manage rainwater. Inside, the living room flows into the dining room, with laminate flooring throughout the main areas and neutral white walls that make it easy to decorate. The dining room has a large window providing lots of natural light.
The eat-in kitchen offers a cozy space for casual dining. Just off the kitchen, you'll find a laundry room with additional storage cabinets and double doors to the garage, which has enough space for a car and a golf cart.
The primary bedroom includes sliding doors open to an enclosed, carpeted lanai—extra-large and ideal for entertaining or a hobby room. The second bedroom, currently used as a den or office, provides flexibility to suit your needs. The first bathroom has a shower, while the second bathroom features a tub for relaxing.
The neighborhood offers sidewalks for easy walks and is conveniently located near major grocery and department stores, making everyday errands a breeze.
You’ll love Sun City Center with its amazing facilities, pools, and clubs just waiting for you to enjoy. Between Sarasota and Tampa, it is the perfect location for a convenient ride to airports, great shopping, dining, and professional entertainment. With easy access to award-winning, sandy beaches, this is the best of all worlds, but without the stress of big city life. Leave it all behind and enjoy your new life here in one of Florida’s most affordable 55 and better communities!
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Our Executive Mortgage Banker:
Our Insurance Division:
$270,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $216,000 | $216,000 | $216,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.404% | 7.133% | 6.236% |
Monthly Tax Payment | $360 | $360 | $360 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,437 | $1,436 | $1,822 |
Total Monthly Payment | $1,872 | $1,871 | $2,257 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.