This cozy 2 bedroom, 2 Bath home welcomes you. Feel the comfort as you enter the spacious livingroom with its high ceilings and beautiful new flooring. The dining has an entry to the Florida room. This was used as a tv room but can be used as a craft room, office/den, or sitting room where you can enjoy plenty of natural light to curl up with a good book! The home has a galley kitchen with Silestone countertops, a dinette on one end, on the other is an entryway with a laundry closet. The laundry has room for a stackable washer/dryer or stackable front loaders, shelving for storage that can also have the bottom shelves removed to free up plenty of space for side-by-sides. Lots of kitchen cabinets, along with Silestone countertops.
The master has an en-suite bath with a with a private water closet, built-in closet along with a walk-in closet, and its own an entry to the Florida room. With the split floor plan, you will find the guest bedroom and bathroom on the opposite side of the house giving privacy to the master suite. The vinyl flooring in the living room and bedrooms is only 1 year old. The storage/utility room is indoor and located off the Florida room.
The community of the Colonnades is a 55+ gated community, Lawn care is included in the monthly HOA fee, as well as cable and Internet! There is an Olympic size pool, spa, sauna, and fitness room. The clubhouse is massive with its own billiards room, library, event room, where many community dinners and activities like bingo and holiday gatherings are held. It has its own large, full kitchen and you can rent this with ease for your own private events as well! Community has a shuffleboard court, gazebo, dock, and ample common property for you to enjoy!
Colonnades is a beautiful community that is well kept, low maintenance, and has that relaxing lifestyle that you desire!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $188,000 | $188,000 | $188,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $71 | $71 | $71 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,298 | $1,267 | $1,599 |
Total Monthly Payment | $1,444 | $1,413 | $1,745 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.