MULTIPLE OFFERS. **Offer deadline of 2pm 10/21/24 and sellers request 24 hours to review** Welcome home! This beautiful turn-key 3 bedroom ranch is situated near the end of a cul-de-sac. Enter from the breezeway with a beautiful wood stove into the kitchen with ample cabinetry and custom storage solutions. The sun filled dining area offers a sneak peak of the river as the leaves begin to fall. Three large bedrooms can be found off the hallway with one currently being used as a first floor laundry room. Hardwood floors compliment the home nicely along with fresh paint throughout. Recent upgrades include a New Roof with 50-year transferable warranty, 3 new entry doors and an upgraded electrical panel. The basement is wide open and waiting to be finished! Showings begin 10/19/24
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,200 | $359,200 | $359,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $554 | $554 | $554 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,390 | $2,387 | $3,029 |
Total Monthly Payment | $3,019 | $3,016 | $3,658 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.