This charming ranch-style home, nestled in a desirable neighborhood south of 28, offers easy access to nearby beaches. The living room features classic knotty pine walls and a fireplace, while the bedrooms are good-sized. The light, bright kitchen is equipped with some modern stainless appliances, a spacious dining area, and a bow window. A large family room with vaulted, beamed ceilings creates an ideal space for gatherings. The home also offers 2 full baths, one with first floor laundry and storage. An outdoor shower is located by the rear deck. Other desirable features include an irrigation system, gas heat, central air conditioning and a new septic was installed in 2023. The backyard is spacious and flat, making it ideal for gatherings and summer games. An unfinished basement with bulk-head access offers storage. Close to dining, shopping, mini-golf, go karts, hiking trails, this home makes an ideal vacation or year-round home for someone who loves nostalgic vintage Cape Cod charm.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | Flooring: Carpet | 12.0 x 14.0 | |
Kitchen | Countertop(s): Laminate,Flooring: Vinyl,Door(s): Other,Stove(s): Electric | 12.0 x 14.0 | |
Living Room | Fireplace(s): Wood Burning,Flooring: Carpet,Door(s): Other | 12.0 x 14.0 | |
Master Bedroom | Flooring: Carpet | 12.0 x 14.0 | First |
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William Raveis Mortgage, LLC
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Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $516,000 | $516,000 | $516,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.425% | 7.146% | 6.276% |
Monthly Tax Payment | $290 | $290 | $290 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,390 | $3,430 | $4,352 |
Total Monthly Payment | $3,772 | $3,812 | $4,734 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.