86 Grand Street, Kingston, NY, 12401 | $379,900

Charming & well maintained two-story centrally located in the City of Kingston. As you step inside the glass enclosed front porch you'll be greeted by a warm and inviting space. As you enter, you'll find original woodwork, tin ceilings and hardwood floors throughout most of the home. The main level offers an easy flow from room to room. The living room transitions seamlessly into the dining area making it perfect for gatherings and daily living. The spacious kitchen is a true highlight boasting ample cabinetry and a walk-in pantry that adds extra storage and convenience. There is also a half bath, laundry room and glass enclosed porch off the kitchen that leads outside. Upstairs leads you to three generously sized bedrooms, a full bath, small office/nursery and the finished walk-up attic for additional storage. A nice feature is the finished basement, providing flexibility for use as a playroom, hobby space or storage. Outdoors, you'll find even more to love. Relax, garden, or play in the front yard, while the partially fenced backyard offers privacy and a retreat. The two-car garage provides plenty of space for parking or storage, and the rear patio features Trex decking along with an awning, creating a cool and comfortable spot to enjoy warm summer days. Conveniently located minutes from all major shopping, Uptown, and Downtown Kingston (offering amazing eateries/shops and galleries) Come take a look! Updates include newer 100 amp electric box, some newer updated PVC lines and a radon mitigation system Additional Information: ParkingFeatures: 2 Car Detached,

Features

  • Rooms: 9
  • Bedrooms: 3
  • Baths: 1 full / 1 half
  • Year Built: 1900
  • Heating: Natural Gas, Baseboard
  • Cooling: Wall/Window Unit(s)
  • Basement: Finished, Full
  • Approx Sq. Feet: 1,752
  • Acreage: 0.11
  • Est. Taxes: $5,669
  • Lot Desc: Near Shops, Near Public Transit
  • Elem. School: JF Kennedy
  • Middle School: Contact Agent
  • High School: Kingston High School
  • School District: Kingston
  • MLS#: H6332887
  • Days on Market: 39 days
  • Website: https://www.raveis.com
    /prop/H6332887/86grandstreet_kingston_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Berardi Realty   Phone: 845-201-1111

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

86 Grand Street, Kingston, NY, 12401

$379,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $303,920 $303,920 $303,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $472 $472 $472
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,048 $2,020 $2,563
Total Monthly Payment $2,595 $2,567 $3,110

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.