Charming & well maintained two-story centrally located in the City of Kingston. As you step inside the glass enclosed front porch you'll be greeted by a warm and inviting space. As you enter, you'll find original woodwork, tin ceilings and hardwood floors throughout most of the home. The main level offers an easy flow from room to room. The living room transitions seamlessly into the dining area making it perfect for gatherings and daily living. The spacious kitchen is a true highlight boasting ample cabinetry and a walk-in pantry that adds extra storage and convenience. There is also a half bath, laundry room and glass enclosed porch off the kitchen that leads outside. Upstairs leads you to three generously sized bedrooms, a full bath, small office/nursery and the finished walk-up attic for additional storage. A nice feature is the finished basement, providing flexibility for use as a playroom, hobby space or storage. Outdoors, you'll find even more to love. Relax, garden, or play in the front yard, while the partially fenced backyard offers privacy and a retreat. The two-car garage provides plenty of space for parking or storage, and the rear patio features Trex decking along with an awning, creating a cool and comfortable spot to enjoy warm summer days. Conveniently located minutes from all major shopping, Uptown, and Downtown Kingston (offering amazing eateries/shops and galleries) Come take a look! Updates include newer 100 amp electric box, some newer updated PVC lines and a radon mitigation system Additional Information: ParkingFeatures: 2 Car Detached,
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Our Executive Mortgage Banker:
Our Insurance Division:
$379,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $303,920 | $303,920 | $303,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $472 | $472 | $472 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,048 | $2,020 | $2,563 |
Total Monthly Payment | $2,595 | $2,567 | $3,110 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.