Charming 3-Bedroom Home with Great Potential Welcome to this cozy 3-bedroom, 2-bathroom home, perfect for those looking to add their personal touch! Nestled in a friendly neighborhood, this property boasts a partially finished basement, providing additional space for storage or future projects. The three bedrooms all have hardwood floor throughout. There are two bathrooms; the second bathroom is a project waiting to be completed, needing a sink, toilet, and ceiling updates from its original 1950s design. The foundation: solid basement, partially finished for extra living space. The electrical is in good condition, ensuring peace of mind for new owners. The kitchen has not been updated and features older finishes. It offers ample space and potential for a modern makeover. Oil heat will keep you warm during winter months, and there is a pellet stove though there is no air conditioning. There is a 1-car garage with additional porch area for extra storage or relaxation. It is public water and septic services. This home is perfect for those seeking a project with solid bones and endless possibilities. Don't miss your chance to transform this charming property into your dream home! Schedule a showing today!
Type | Dimensions | Level |
---|---|---|
Bedroom 1 | Upper | |
Bedroom 2 | Upper | |
Living Room | 10.0 x 12.0 | Main |
Primary Bedroom | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $211,920 | $211,920 | $211,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $452 | $452 | $452 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,410 | $1,408 | $1,787 |
Total Monthly Payment | $1,937 | $1,935 | $2,314 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.