This charming 2-bedroom, 2-bathroom condo in Bella Terra is an excellent choice for snowbirds, permanent residents, or savvy investors (offering up to 12 leasing opportunities annually). A brand-new high-end A/C unit was installed in April 2024, along with serviced and cleaned HVAC ducts—keeping your home cool and comfortable. Bella Terra is in a non-flood zone, and with the recent storms, this unit didn't even lose power!
Step onto your screened-in balcony and take in Southwest Florida's iconic sunsets over the tranquil preserves of Estero. With 1, 160 sq. ft. of living space, the condo feels open and inviting, highlighted by cathedral ceilings, covered parking, and an extra storage room.
Bella Terra offers resort-style amenities, including two pools (one exclusive to condo residents and a newly renovated community pool), a fitness center, tennis courts, pickleball, volleyball, roller hockey, a baseball field, basketball courts, and scenic walking/biking trails through a beautiful butterfly garden. Location is key, and Bella Terra puts you close to Naples, Bonita Springs, Fort Myers beaches, Miromar Outlets, golf courses, and top restaurants. Plus, you're just 15-20 minutes from Southwest Florida International Airport (RSW)!
This attractively priced condo is available for tours now and is one of the most affordable options in Bella Terra. Don’t miss out on the value this community offers!
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Our Executive Mortgage Banker:
Our Insurance Division:
$295,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $236,000 | $236,000 | $236,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $240 | $240 | $240 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,590 | $1,569 | $1,990 |
Total Monthly Payment | $1,905 | $1,884 | $2,305 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.