Quaint, exceptional WATERFRONT two bedroom / two bathroom condo with deeded BOAT SLIP for max 30' (boat not included), LIFT (10, 000 lb. ), detached enclosed GARAGE, driveway, and bonus STORAGE room are the features that make this the ultimate coastal haven! Whether you're seeking a primary residence, second home, or investment opportunity (ideal for a 1031 exchange), this turnkey condo offers versatility and convenience. Situated in Clearwater Beach's prestigious Island Estates community, this home epitomizes luxury and convenience. The rental policy allows for a 30-day minimum stay and is pet-friendly, offering flexibility and appeal to a variety of lifestyles. Ready for immediate occupancy, this home comes fully furnished with appliances included, ensuring you have everything you need to start enjoying all that Clearwater Beach’s Island Estates community has to offer right away. Upon entering, you'll be greeted by an inviting open and light-filled layout adorned with bamboo manufactured plank flooring, lots of windows, plantation shutters and charming coastal décor. This upper-level end unit in a two-story building has been thoughtfully renovated to optimize both living space and storage options, ensuring comfort and functionality. The efficient kitchen features bright white cabinets, classic subway tiled walls, radiant Corian counters, and newer stainless steel appliances. Enjoy casual dining at the counter bar seating or the dining table with seating for four. Wind down in the cozy living room after a day of coastal adventures. The owner's suite offers a retreat with an updated ensuite bathroom, while the second room provides flexibility for guests or as an office space. The tastefully designed guest bath features built-in cabinets and a shower. Your favorite spot will undoubtedly be the Florida room or the expansive community dock, where you can start your day with a cup of coffee, unwind with an evening cocktail, and enjoy panoramic views while watching dolphins play in the water. This condo building is two stories and exempt from the new senate bill. Community dock, BBQ Grill, and laundry facility are on site. Location on Island Estates couldn't be more convenient. Steps away from the Publix plaza and all the great amenities on the Island: Windward Bar & Grill, Island Way Grill, Sushi restaurant, convenience store with deli, gas station with auto repair, bank, UPS store, nail salons, dry cleaner and more! Take the trolley, walk or ride your bike a short distance to top ranked Clearwater Beach and all the restaurants, shops and entertainment. This Island gem is the epitome of luxury coastal living and the perfect escape you've been searching for - set up a showing today!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $376,000 | $376,000 | $376,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $708 | $708 | $708 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,502 | $2,499 | $3,171 |
Total Monthly Payment | $3,285 | $3,282 | $3,954 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.