NO DAMAGE TO LIVING SPACE THROUGH BOTH HURRICANES! COVERED DOCK IN PERFECT SHAPE! Truly built correct! Come Discover one of the most extraordinary locations in North Pinellas County with this expansive double lot offering panoramic views of Honeymoon Island and Three Rooker Bar. Enjoy breathtaking sunsets each evening from the kitchen, living room, and master bedroom. The upper floor of this elevated home can serve as a separate in-law suite, complete with a living area, kitchenette, bedroom, bath, and air-conditioned storage.
Inside, the home is equipped with a central vacuum system, a Generac natural gas whole-house generator, and CCTV with monitors for enhanced security. The security alarm system and EV charging station add convenience and peace of mind. Elegant hardwood flooring throughout the home is complemented by a water softener for optimal water quality.
The property features an elevator providing access to all floors and includes custom storage cabinets in the three-car garage, with additional parking space available in the carport for three more vehicles.
Outside, the property boasts a covered boatlift and a 10’x 20’ dock. This property boasts a rare, separate front parcel that offers endless possibilities for customization and expansion. With direct open water access, this buildable lot currently features a private pickleball court, perfect for sports enthusiasts or those who love outdoor entertainment. Keep the existing pickleball court and add a guest house, creating the perfect retreat for visitors ! Alternatively, consider transforming the space with a large swimming pool, lush landscaping, or even a personal outdoor oasis. Whether you're looking to expand, entertain, or invest, this rare key lot sets this home apart from the rest, offering flexibility and unparalleled options. The location is ideal, with a short walk or boat ride to the marina for fuel, bait, and supplies, and close proximity to the Pinellas Trail, Honeymoon Island, Downtown Dunedin, and A-rated schools. Situated in the charming town of Ozona, this home is in the heart of Palm Harbor, surrounded by quaint shops and restaurants.
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Our Executive Mortgage Banker:
Our Insurance Division:
$4,495,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $3,596,000 | $3,596,000 | $3,596,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.750% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.343% | 6.864% | 6.725% |
Monthly Tax Payment | $1,148 | $1,148 | $1,148 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $23,026 | $23,324 | $31,325 |
Total Monthly Payment | $24,299 | $24,597 | $32,598 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.