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254 Shore DRIVE, Palm Harbor, FL, 34683 | $4,495,000
NO DAMAGE TO LIVING SPACE THROUGH BOTH HURRICANES! COVERED DOCK IN PERFECT SHAPE! Truly built correct! Come Discover one of the most extraordinary locations in North Pinellas County with this expansive double lot offering panoramic views of Honeymoon Island and Three Rooker Bar. Enjoy breathtaking sunsets each evening from the kitchen, living room, and master bedroom. The upper floor of this elevated home can serve as a separate in-law suite, complete with a living area, kitchenette, bedroom, bath, and air-conditioned storage.
Inside, the home is equipped with a central vacuum system, a Generac natural gas whole-house generator, and CCTV with monitors for enhanced security. The security alarm system and EV charging station add convenience and peace of mind. Elegant hardwood flooring throughout the home is complemented by a water softener for optimal water quality.
The property features an elevator providing access to all floors and includes custom storage cabinets in the three-car garage, with additional parking space available in the carport for three more vehicles.
Outside, the property boasts a covered boatlift and a 10’x 20’ dock. This property boasts a rare, separate front parcel that offers endless possibilities for customization and expansion. With direct open water access, this buildable lot currently features a private pickleball court, perfect for sports enthusiasts or those who love outdoor entertainment. Keep the existing pickleball court and add a guest house, creating the perfect retreat for visitors ! Alternatively, consider transforming the space with a large swimming pool, lush landscaping, or even a personal outdoor oasis. Whether you're looking to expand, entertain, or invest, this rare key lot sets this home apart from the rest, offering flexibility and unparalleled options. The location is ideal, with a short walk or boat ride to the marina for fuel, bait, and supplies, and close proximity to the Pinellas Trail, Honeymoon Island, Downtown Dunedin, and A-rated schools. Situated in the charming town of Ozona, this home is in the heart of Palm Harbor, surrounded by quaint shops and restaurants.
Features
- Rooms: 5
- Bedrooms: 4
- Baths: 4 full
- Laundry: Inside, Laundry Room
- Year Built: 1998
- Garage: 3-car Boat, Driveway, Electric Vehicle Charging Station(s), Golf Cart Parking, Ground Level
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 3,409
- Acreage: 0.64
- Est. Taxes: $13,773
- Lot Desc: Near Marina, Oversized Lot
- View: Water
- Elem. School: Ozona Elementary-PN
- Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener
- MLS#: U8255115
- Days on Market: 63 days
- Website: https://www.raveis.com
/eprop/U8255115/254shoredrive_palmharbor_fl?source=qrflyer
Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL Phone: 727-493-1555
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
254 Shore DRIVE, Palm Harbor, FL, 34683
$4,495,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $3,596,000 | $3,596,000 | $3,596,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.625% | 6.625% | 6.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.282% | 6.762% | 6.036% |
| Monthly Tax Payment | $1,148 | $1,148 | $1,148 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $23,026 | $23,026 | $31,573 |
| Total Monthly Payment | $24,299 | $24,299 | $32,846 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388