Welcome to this lovingly maintained and spacious St. Charles model home! Designed for comfortable and elegant living! Situated on a generous . 29 acre CORNER lot, this home offers ample indoor space and beautifully maintained outdoor space! Upon entering, you will find a generous foyer perfect for a nice sized hall tree to collect shoes and coats! The "formal" dining area is to the right and features a large window seat for morning coffee or reading a book while basking in natural light! The kitchen includes a modern stainless stove and refrigerator (2017) and ample cabinetry and countertop space! The breakfast bar overlooks the breakfast nook which includes a large pantry and a butler's pantry! Plenty of space for storage and meal preparation! Just off the living area is a large den/second living area that has the potential to be a fourth bedroom with addition of a closet! Lots of windows welcome in natural light to highlight this space! The primary bedroom is a whopping 260 square feet with several windows allowing the natural light in! The primary en suite is a dream come true with dual vanities, a walk in shower, a garden tub, and his/hers walk in closets! Split floor plan is perfect for guests to have privacy with two bedrooms and bath on the opposite side of the house! The lanai features windows making it the perfect all-season hang out! Roof is 2021, HVAC 2014. This home combines comfort, style and functionality, making it a perfect choice for those seeking room to spread out! Don't miss the opportunity to make this exceptional home yours!! Check out the virtual tour as well!!
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Our Executive Mortgage Banker:
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$325,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $260,000 | $260,000 | $260,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $108 | $108 | $108 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,730 | $1,728 | $2,193 |
Total Monthly Payment | $1,913 | $1,911 | $2,376 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.