A home with all of the features that you are looking for! Welcome home to 6137 Bass Highway in the heart of St. Cloud. This charming home is situated directly on a private canal that was recently cleared, with direct access to the Alligator Chain of Lakes. This beautifully renovated 3-bedroom, 2-bathroom home sits on a spacious half-acre lot, offering privacy with no HOArestrictions. The long driveway and large shaded oak trees welcome you with amazing curb appeal onto the expansive front porch. Step inside to find a light and bright open-concept layout with thoughtful upgrades throughout. The kitchen is the heart of the home, open to the living room, breakfast nook and flex space. The kitchen is complete with expansive counter space, white cabinets, stainless steel appliances, and a large kitchen island. The flex space is currently being used as a bar with an entertaining area. It would also be a great space for a formal dining room, home office, playroom and so much more. The 3 bedrooms are situated in their own hallway, past the living room and kitchen, offering maximum privacy. The 2 guest bedrooms share a full bathroom. The primary suite is oversized, offers a walk-in closet and tremendous amounts of natural lighting. The en-suite includes a large vanity sink and a large shower. In addition to all of the upgrades on the interior, the backyard is fully fenced and features a private pool. Another outdoor feature includes the carport with a large gated access, ideal for boat storage. This home is better than new and boasts new windows, plumbing, electric panel, and water heater (2017). A new roof (2022), new A/C system (2023), and new carport (2022) mean you’ll enjoy all the benefits of recent major upgrades. All of these features, plus an unbeatable location. This home allows you to enjoy the charm of downtown St Cloud, the convenience of Lake Nona and the proximity of the Orlando International Airport. You will also enjoy easy access to the theme parks and the beaches. The growth is coming to St Cloud and this is your opportunity to be a part of it. Whether you’re an outdoor enthusiast, boater, or someone who simply appreciates a large lot with no HOA restrictions, this home offers something for you. Please inquire about this home's ability for 100% USDA financing! Call today to schedule your private tour!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $243 | $243 | $243 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,757 | $2,689 | $3,396 |
Total Monthly Payment | $3,075 | $3,007 | $3,714 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.