Welcome to 5 Simenovsky Drive, a charming 3-bedroom, 2-bath home nestled on a quiet cul-de-sac in the heart of the historic Village of Haverstraw. This beautifully updated home boasts a fully renovated kitchen featuring granite countertops, modern soft-close cabinets, and sleek stainless steel appliances. The first floor also includes a renovated bathroom with a shower, and laundry room. Fresh ceiling fans in the living room and bedrooms provide a contemporary touch. Additional updates include a new roof, a fully insulated detached garage for year-round usability, and a new furnace ensuring comfort and peace of mind for years to come. Located in a vibrant village with deep historical roots, this home combines modern updates with the charm of Hudson Valley living. Enjoy the tranquility of small-town life while being close to shops, restaurants, and the Hudson River waterfront. Haverstraw is known for its walkable community, scenic beauty, and ongoing renaissance, making it a perfect place to call home. Don't miss out on this gem schedule a showing today! ConstructionDescription: Aluminum Siding,
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$399,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,200 | $319,200 | $319,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $670 | $670 | $670 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,124 | $2,122 | $2,692 |
Total Monthly Payment | $2,869 | $2,867 | $3,437 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.