ZONING R6A -COMMERCIAL OVERLAY. (HAVE YOUR BUSINESS AND YOUR HOME IN THE SAME PLACE) Nestled in the heart of Richmond Hill, this delightful single-family home offers a harmonious blend of comfort and practicality. With four generously sized bedrooms and 2. 5 bathrooms, it provides ample space for families of all sizes. The property also boasts a fully finished basement with an independent entrance from the front of the house and direct access to the backyard, enhancing its versatility and convenience. Two skylights infuse the interior with natural light, complementing the warm ambiance created by the hardwood floors. Both the kitchen and bathrooms have been tastefully renovated, adding a touch of modern elegance to the home. Outside, the paved backyard offers a low-maintenance outdoor retreat, ideal for relaxation and recreation. Additionally, the property's prime location near Atlantic Ave ensures easy access to transportation options, including the J Nassau St Local and A8 Ave Express rail lines, as well as the Q24, Q56, and Q37 bus routes. This combination of comfort, convenience, and accessibility makes this home an exceptional choice for discerning buyers
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $511,200 | $511,200 | $511,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $405 | $405 | $405 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,401 | $3,358 | $4,311 |
Total Monthly Payment | $3,898 | $3,855 | $4,808 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.