Welcome to the Davenport model at Stone Ridge Estates, a 55+ gated community in Dix Hills. This brand new, elegant two-bedroom, two-full-bath residence offers comfort and luxury, starting with your private elevator leading to an expansive dining and living area featuring a soaring cathedral ceiling, cozy gas fireplace, and beautiful wood floors. The upgraded kitchen boasts sophisticated custom cabinetry, high-end stainless steel appliances, and granite countertops, all adjoining a bright breakfast room with access to your deck. The spacious primary suite includes a luxurious en-suite bath with a granite-topped double vanity, a large mirror, and a custom walk-in closet. Additional features include a laundry room, a one-car attached garage, a driveway, and numerous high-end upgrades throughout. Residents enjoy access to two well-appointed clubhouses offering an outdoor swimming pool, a grand entertaining space with a full kitchen, card room, and a library with a fireplace and lounge, while the second clubhouse includes a billiard room and a well-equipped fitness and exercise room. The staged photos are of the model home and not the exact unit. , Additional information: Appearance: NEW, Min Age: 55
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Our Executive Mortgage Banker:
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$875,710
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $700,568 | $700,568 | $700,568 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.750% | 6.500% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.844% | 6.597% | 6.158% |
Monthly Tax Payment | $483 | $483 | $483 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,088 | $4,428 | $5,912 |
Total Monthly Payment | $4,663 | $5,003 | $6,487 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.