In the highly desirable Commack school district stands this beautifully refreshed Ranch-style home that promises a lifestyle upgrade, designed to meet the needs of today's buyer with elegance and ease! Prepare to be greeted by the warmth of gleaming hardwood floors that stretch throughout the home, perfectly complementing the abundance of natural light that cascades through updated Anderson windows. This home offers a floor plan that flaunts three spacious bedrooms and two functional bathrooms. The updated hall bathroom exudes style with its elegant fixtures, including a flattering vanity light that bathes the space in a soft glow, creating a relaxing atmosphere perfect for starting your day refreshed or winding down in the evening. With first-floor laundry and a full basement brimming with potential, this home makes day-to-day life effortlessly comfortable. The open floor plan seamlessly connects the living room to the kitchen, creating an interactive space where conversations flow easily as you channel your inner chef. You will love the sleek quartz countertops, maple cabinets and stainless steel appliances that come together to create a culinary oasis. A set of sliders leads you from the kitchen to a sprawling, fenced backyard that's ready for endless possibilities. Spend your weekends grilling with friends, relaxing under the warm sun while your pets run freely in your own expansive green space. Storage will never be an issue - there's a place for everything, keeping your living space clutter-free. , Additional information: Interior Features: Lr/Dr, Separate Hotwater Heater: yes
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $580,000 | $580,000 | $580,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $1,085 | $1,085 | $1,085 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,006 | $3,908 | $4,934 |
Total Monthly Payment | $5,183 | $5,085 | $6,111 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.