15248 Spanish Point DRIVE, Port Charlotte, FL, 33981 | $1,300,000

Experience exclusive waterfront living at Harbor West, a serene, deed-restricted gated community designed for boating and fishing enthusiasts—where golf carts are always welcome! This stunning 2020-built home features 4 bedrooms plus a den and 3 baths, along with a coveted three-car garage with an epoxy-coated floor. Inside, enjoy expansive waterfront views and stylish upgrades like tray ceilings, crown molding, and diagonally set tile flooring. The layout includes a foyer, formal living room, and dining area that are separate from the centrally located kitchen, which opens to the breakfast nook and family room—ideal for both entertaining and privacy. The kitchen has white 42” shaker-style cabinets, granite countertops, a tile backsplash, and a breakfast bar. With an aquarium window and multiple sliding glass doors, the living areas offer breathtaking views of the water. The master bedroom is a true retreat, featuring sliding doors to the pool, a cozy sitting area, tray ceiling, and a spacious walk-in closet, plus an additional reach-in closet. The master bath includes a large dual sink, soaking tub, walk-in shower, and abundant natural light. Guest bedrooms are thoughtfully placed on the opposite side of the home for added privacy. Step outside to a beautiful pool and spa area surrounded by panoramic screens that maximize your views of the waterway. Composite decking leads to the dock, perfect for relaxing with a cocktail or casting a line for a day of fishing. The exterior is beautifully landscaped and includes an irrigation system, a paver driveway, a 2024 tile roof, whole-house impact windows and sliding doors, and a storm smart screen on the lanai. Low HOA fees cover lawn irrigation, grass cutting, tree pruning, and common area maintenance. Leasing is allowed for a minimum of 30 days with HOA approval. Located in a fantastic waterfront area with no bridges, you can easily launch your boat from your dock and spend the day on the Gulf of Mexico enjoying beautiful sandy beaches, world-class fishing, or dining at waterfront restaurants. Prefer to stay on land? You’ll find several golf courses, dining options, and shopping experiences nearby. Don’t let this beautiful Harbor West home pass you by—schedule your showing today!

Features

  • Amenities: Fence Restrictions, Gated, Vehicle Restrictions
  • Rooms: 15
  • Bedrooms: 4
  • Baths: 3 full
  • Lot Size: 75.2 x 169.3
  • Laundry: Inside, Laundry Room
  • Year Built: 2020
  • Garage: 3-car Driveway, Garage Door Opener, Oversized
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,925
  • Acreage: 0.29
  • Lot Size: 75.2 x 169.3
  • Est. Taxes: $8,428
  • HOA Fee: $793 Quarterly
  • Lot Desc: Landscaped, Near Golf Course, Near Marina, Oversized Lot
  • View: Pool, Water
  • Elem. School: Myakka River Elementary
  • Middle School: L.A. Ainger Middle
  • High School: Lemon Bay High
  • Pool: Gunite, Heated, In Ground, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Dryer, Exhaust Fan, Microwave, Refrigerator, Washer
  • MLS#: D6138420
  • Days on Market: 44 days
  • Website: https://www.raveis.com
    /eprop/D6138420/15248spanishpointdrive_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/19/2024 5:08:26 AM)
Listing courtesy of RE/MAX ALLIANCE GROUP   Phone: 941-473-8484

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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15248 Spanish Point DRIVE, Port Charlotte, FL, 33981

$1,300,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,040,000 $1,040,000 $1,040,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.750% 6.500% 6.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.606% 6.622% 6.680%
Monthly Tax Payment $702 $702 $702
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $6,745 $6,574 $9,060
Total Monthly Payment $7,572 $7,401 $9,887

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.