Under contract-accepting backup offers. Welcome to Hickory Ridge in the heart of Lakeland! Step into this beautiful, spacious 3-bedroom, 2-bathroom home built in 2000, offering 1, 489 sq ft of living space. The home features an open floor plan, a large living room, and an inviting kitchen with ample cabinet and countertop space. Other highlights include a separate dining room, a cozy breakfast nook, and a large pantry. The indoor laundry room is conveniently located off the kitchen. The generous master bedroom suite boasts a large walk-in closet, and the master bath includes a walk-in shower, soaking tub, and dual vanities.
The home’s living spaces and bedrooms feature wood laminate flooring, with tile in the kitchen and bathrooms. Additional features include a 2-car garage and a PVC-fenced backyard with endless potential—perfect for accommodating a pool. The dining room's sliding glass doors open onto a screened patio (10’ x 14’), ideal for enjoying your morning coffee. Plus, there's a 12’L x 9. 5’W shed for extra storage.
Hickory Ridge is conveniently located near shopping, restaurants, hospitals, and medical facilities, just 14 minutes from the Polk Parkway and positioned between the vibrant cities of Tampa and Orlando. It features a NEWER ROOF, rescreened porch, new fence (2017), and A/C (2019)! The indoor laundry room comes equipped with a washer and dryer. Plus, the HOA fees are very affordable.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$325,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $260,000 | $260,000 | $260,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $124 | $124 | $124 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,730 | $1,728 | $2,229 |
Total Monthly Payment | $1,929 | $1,927 | $2,428 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.