Completely updated Delphina model home located in the Crescent Ridge area of On Top of the World. This 2-bedroom, 2-bathroom, 1-car garage boasts an updated kitchen that features an island perfect for prepping food/eating, recessed lighting was added to make the home that much brighter, it also features, new stainless-steel appliances. There is brand new luxury vinyl throughout the home. NO CARPET. The living room is very spacious and boasts lots of natural lighting! Both bedrooms are very spacious, & the master bedroom has a walk-in closet and en-suite bathroom. The two bathrooms have also been renovated, & feature stunning quartz countertops. There is also a covered back patio, perfect for grilling with friends. On Top of The World Offers prime amenities that are private Including: two clubhouses, two pools with hot tubs, tennis and pickleball courts, shuffleboard, a fitness room, a cozy library, and a variety of engaging activities such as BINGO, line dancing, trivia night, bunco, and karaoke. Conveniently situated near abundant shopping centers, entertainment, offices, and hospitals. LOCATION IS EVERYTHING & this villa is ideally located close enough to have easy access to everything you desire in On Top Of The World. The monthly HOA fee includes basic Spectrum cable, roof repair, exterior painting every seven years, exterior maintenance and insurance, landscaping, trash & recycling, 24/7 guarded gates and all the amenities that OTOW has. This is truly a wonderful place to call home, all of the updates make it look and feel like new! On Top of the World is Ocala's premier, gated, 55+ community, loaded with amenities, including golf cart access to two shopping centers. This home is PRICED TO SELL & Easy To Show. Schedule Your Private Tour Today!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $147,760 | $147,760 | $147,760 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $180 | $180 | $180 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $995 | $982 | $1,246 |
Total Monthly Payment | $1,250 | $1,237 | $1,501 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.