Under contract-accepting backup offers. A must-see home! 2. 675% assumable loan with a qualified VA buyer. This beautifully maintained and updated Florida-style home, featuring 4 bedrooms plus an office and 3 baths, is ready for you to make it your own. Located in the heart of Brandon, you’ll immediately notice the bright, airy ambiance of the open floor plan, high ceilings, and large windows that fill the home with natural light. Large sliding doors provide serene views of the sparkling pool, with easy access from the living/dining room, kitchen, master suite, and family room. The fully screened pool area is perfect for relaxing on the patio or lanai and has access to a full bathroom. The recently updated kitchen boasts soft-close drawers, an island with storage, an L-shaped countertop, and a cozy breakfast nook. The family room offers a large bay window and elegant wall niches for décor or entertainment systems. The master suite is a peaceful retreat with an en-suite bath and direct access to the pool and outdoor living area. Major updates include a newer roof (December 2020), new flooring in the living areas (November 2020), newer air conditioning (August 2019), and a gas water heater (2018). The pool was resurfaced with durable PebbleTec and enhanced with a color-changing LED light (November 2017) and a Hayward sanitation system (November 2020). A new osmosis system has also been added. Situated in a beautiful community with tree-lined streets and sidewalks, this home is ideally located near highways, shopping, and dining, with a low HOA fee and no CDD!
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Our Executive Mortgage Banker:
Our Insurance Division:
$585,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $468,000 | $468,000 | $468,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.425% | 7.146% | 6.276% |
Monthly Tax Payment | $627 | $627 | $627 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,074 | $3,110 | $3,947 |
Total Monthly Payment | $3,793 | $3,829 | $4,666 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.