Step into a slice of Lake County's history with this charming 1920s bungalow, now available for sale. This delightful home seamlessly blends old-world charm with modern conveniences, offering a unique living experience that's both nostalgic and practical. As you approach, you'll be greeted by a large front porch, perfect for sipping lemonade on warm Florida evenings or watching the world go by. Inside, the living room is a testament to the home's character. Rich hardwood floors extend throughout, providing a warm foundation that complements the brick fireplace - the undeniable star of the space. The kitchen is where vintage meets modern in a delightful culinary dance. Butcher block counters add a touch of rustic charm, while stainless steel appliances ensure modern functionality and efficiency. Beautiful accents and fixtures complete the space, making it a joy for both seasoned chefs and takeout aficionados alike. The direct access to the dining room means you can keep the conversation flowing while you're whipping up your signature dish. Two cozy bedrooms serve as peaceful retreats, each with quaint windows that frame picturesque views. The primary bedroom offers a serene space to unwind after a long day. The bathroom has been thoughtfully updated with new tiling and fixtures, proving that even in a historic home, you don't have to sacrifice modern comforts. Outside, the fully fenced backyard is a blank canvas for your outdoor aspirations. Whether you envision a garden oasis, a playground for pets, or just a spot for your collection of garden gnomes, the space is yours to customize. And let's not forget about the oversized detached garage. This versatile space could be transformed into an additional dwelling, a home office for those days when you want to work from home, a gym for pursuing your fitness goals, or even a hobby room. This bungalow isn't just a house; it's a home with potential. With no minimum rental requirements, and short term rental possibilities, this has the potential to be an amazing investment. Whether you're looking for a charming primary residence or considering it as an investment property with rental income possibilities, this lovingly maintained piece of Central Florida history deserves your attention.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $248,000 | $248,000 | $248,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $61 | $61 | $61 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,650 | $1,648 | $2,091 |
Total Monthly Payment | $1,786 | $1,784 | $2,227 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.