Elegant Colonial Home with 4 Bedrooms and 3. 5 Bathrooms Discover this beautifully designed colonial home featuring 4 bedrooms and 3. 5 bathrooms, perfectly situated on a generous 78 x 135 lot in the desirable beach community of Bayville. This eco-friendly residence features owned solar panels and an electric car charger, providing excellent energy efficiency and significant savings on utility bills. As you enter through the welcoming front porch, you're greeted by a grand double-height foyer complete with a powder room and an interior elevator for easy access. The elegant living room and dining room provide an ideal setting for formal gatherings, both adorned with panoramic windows that frame stunning views of the landscaped backyard. The heart of the home lies in the open-concept family room and kitchen, where sliding glass doors lead to an expansive deck and steps to the backyard-perfect for outdoor dining and entertaining. The eat-in kitchen boasts a spacious island, custom cabinetry, luxurious marble countertops, and a pantry, catering to culinary enthusiasts. Cozy up in the family room, highlighted by a sophisticated black marble fireplace. The attached two-car garage is equipped with an electric car charger for added convenience. Accessed via interior stairs or a separate outdoor entrance, the second floor features a luxurious master bedroom with a cathedral ceiling, private balcony, walk-in closet, and a spa-like master bathroom with a jacuzzi. Two additional bedrooms offer spacious closets and comfort, while a stunning double-height sunroom/family room features cathedral ceilings and opens to a balcony connected to the deck by a spiral staircase, creating the perfect space for relaxation and casual gatherings. An office and full bath round out this level, adding versatility for work or guests. The finished basement includes an expansive entertaining room that opens to the backyard, perfect for gatherings and fun. Enjoy additional features such as a wine cellar, gym, laundry room, and another full bath. Turn this exceptional property into your dream home, located in the Locust Valley School District and close to beaches, restaurants, churches, and shopping.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,585,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,268,000 | $1,268,000 | $1,268,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.750% | 6.625% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.004% | 6.738% | 6.307% |
Monthly Tax Payment | $2,449 | $2,449 | $2,449 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $7,400 | $8,119 | $10,786 |
Total Monthly Payment | $9,974 | $10,693 | $13,360 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.