409 Monroe DRIVE, Lakeland, FL, 33809 | $165,000

Welcome Home Florida! SO MANY EXTRAS!!! Being SOLD FULLY FURNISHED! This Quiet peaceful 55+ community is located in North Lakeland close to shopping, churches, Golf course, fishing lakes, and I-4 access for Orlando for Resort Parks or Tampa! This 2 bedroom 2 bath home is in GREAT condition! Home is sold fully furnished for your convenience! Just bring your suitcase! Kitchen is fully renovated with beautiful Maple cabinets, updated lighting, built in pantry, tile floors, Breakfast bar and all appliances! New Metal ROOF in 2022! AC system replaced including Ductwork in 2013. Tankless water heater, deep freezer, NEW Whirlpool washer and dryer, all patio furniture, built in herb garden, and a GOLF CART included with the sale with a reasonable offer! Extra 220 Volt Charger added in the carport for the GOLF Cart! Kinetico -Water Purification Filter/ De-scaler system added to make the water great to drink! Great open floorplan including a dining area with built in shelving/storage. Both spacious bedrooms feature large closets, ceiling fans & nice big windows to allow natural light to flow into the home. Bonus Florida room , just off of the kitchen is air conditioned. 3 sheds built into the screen room for extra storage and laundry room access. One is a workshop with cabinet storage would make a great home / office or sewing room or AC storage. The second is the laundry room and workshop storage. 3rd shed is outside for tools and lawn equipment. The VERY LOW maintenance fee of $46 / month includes the shuffleboard area, Heated community pool use and maintenance , Common area lawn/ taxes. One of the MOST relaxing Features of this home is the Private 28x14 Covered Screen room with 11 foot ceilings. Great for entertaining or enjoying year round!! Call today to view this property in person! Community is a Corporation ( CO-OP) . NO financing is allowable b/c you don't own the land technically. You get a 99 year lease hold which is good until 2083. Homes are sold CASH ONLY. NO rentals.

Features

  • Amenities: Clubhouse, Fence Restrictions, Pool, Shuffleboard Court
  • Rooms: 7
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 60 x 135
  • Laundry: Laundry Room
  • Year Built: 1983
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,170
  • Acreage: 0.19
  • Lot Size: 60 x 135
  • Est. Taxes: $581
  • HOA Fee: $46 Monthly
  • Adult Communities: Yes
  • Pet Policy: Breed Restrictions, Cats OK, Dogs OK, Number Limit
  • Appliances: Dishwasher, Disposal, Dryer, Exhaust Fan, Freezer, Microwave, Range, Refrigerator, Tankless Water Heater, Washer
  • MLS#: L4948169
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /prop/L4948169/409monroedrive_lakeland_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/19/2024 12:31:11 AM)
Listing courtesy of Keller Williams Realty   Phone: 863-577-1234

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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409 Monroe DRIVE, Lakeland, FL, 33809

$165,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $132,000 $132,000 $132,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.582% 7.171% 6.518%
Monthly Tax Payment $48 $48 $48
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $900 $877 $1,132
Total Monthly Payment $1,023 $1,000 $1,255

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.