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220 Biscuit City Road, Charlestown, RI, 02813 | $650,000
This Private, peaceful, and beautifully restored home is waiting for its new owner. If you appreciate the beauty of nature, this home is in the peaceful, wooded area of Charlestown, around the corner from Wordens Pond. The home itself is 2400 square feet of living space and has been meticulously renovated, from the inside and out, giving its new owners worry-free living for years to come. Included in the renovations is a new septic system, new heating and air, all new kitchen, baths and appliances, floors, windows and doors, roof and siding. Imagine a home that offers a mature private landscape and the look and feel of a new build. A must see. Three bedrooms, two baths, two fireplaces, an oversized two car garage, and lots of room to entertain or just stretch out and relax. It might feel like you are out in the middle of nowhere, however the Town of Wakefield is less than 6 miles, the train station is about 5, the Charlestown beaches, also about 6 miles. Close to route 1, even closer to route 2. Amenities in Charlestown include the salt and freshwater beaches, golfing, cultural events and venues for eating, shopping and good health. If you are looking for a new home, this one is a keeper, don't take my word for it, schedule a showing today and come up with your own positive feedback. I'm looking forward to your visit.
Features
- Rooms: 8
- Bedrooms: 3
- Baths: 2 full
- Style: Raised Ranch
- Year Built: 1973
- Garage: 2-car Attached,Garage
- Heating: Forced Air,Gas,Wood
- Cooling: Central Air
- Basement: Full,Finished,Walk-Out Access
- Approx Sq. Feet: 2,400
- Acreage: 1.8
- Est. Taxes: $2,368
- Lot Desc: Wooded
- Appliances: Dishwasher,Electric Water Heater,Microwave,Oven,Range,Refrigerator,Water Heater,Washer
- MLS#: 1371006
- Website: https://www.raveis.com
/prop/1371006/220biscuitcityroad_charlestown_ri?source=qrflyer
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William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 7654
401.474.4879
Whitney.Rugg@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
220 Biscuit City Road, Charlestown, RI, 02813
$650,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Whitney Rugg
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $520,000 | $520,000 | $520,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.425% | 7.146% | 6.276% |
| Monthly Tax Payment | $197 | $197 | $197 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,416 | $3,456 | $4,385 |
| Total Monthly Payment | $3,705 | $3,745 | $4,674 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB