One or more photo(s) has been virtually staged. DON'T MISS THIS BEAUTIFUL 4 BEDROOM/2. 5 BATH HOME (PLUS A STUDY/DEN!) IN THE GATED COMMUNITY OF THE COVE AT BAY PINES! Built in 2015, this beautiful home is located in a HIGH AND DRY NON-FLOOD ZONE WITH NO DAMAGE FROM RECENT HURRICANES. This luxurious home is priced to sell due to the owner's unexpected job relocation. Step inside this spacious, contemporary floorplan offering over 3, 000 Sq Ft of living space and soak up abundant natural sunlight from the inviting living room area with high ceilings, wood floors, and an adjacent study/den with a built-in closet- perfect for remote work or an additional living space! The open-concept kitchen features a large island, granite countertops, stunning wood cabinetry, and stainless appliances. For more formal meals, there’s plenty of space in the dining area. Want to dine al fresco? Step outside from the kitchen to the screened lanai and paver patio in the backyard- perfect for outdoor entertaining! Upstairs, enjoy a HUGE FAMILY ROOM AREA with vinyl plank flooring and a convenient split bedroom floor plan. The dreamy primary suite features tray ceilings, DUAL WALK-IN CLOSETS, wood floors, and a beautiful primary bath. The primary bath is not only spacious, but boasts a luxurious soaking tub and separate glass shower as well. On the other side of the 2nd floor, there are 3 additional, very spacious bedrooms with a shared full bath, a LARGE LAUNDRY ROOM WITH WASHER/DRYER AND BUILT-IN CABINETRY. 2 of the 3 guest bedrooms also have walk-in closets- theirs is tons of storage throughout this home! Other features include over $40, 000 of pavers and landscaping around the outdoor areas of this home, an irrigation system, vinyl fencing around the backyard, hurricane shutters for peace of mind, and a paver driveway. This home is truly move-in ready! Conveniently located minutes from Seminole City Center shops and restaurants, top-rated schools, Walmart, the Bay Pines VA Hospital, and of course the famous Gulf Beaches! Schedule your showing today!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,120 | $639,120 | $639,120 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $769 | $769 | $769 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,252 | $4,248 | $5,480 |
Total Monthly Payment | $5,113 | $5,109 | $6,341 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.