Welcome to your perfect retreat in the heart of Port Charlotte, Fl. This beautiful 3rd-floor condominium, located in the 55+ community of Charlotte Square, offers comfort, convenience and peace of mind. The Cambridge House features a recently installed elevator for easy access. The property is being sold furnished and includes 2 spacious bedrooms with abundant natural light, 2 baths and an open concept living and dining area - ideal for both entertaining and quiet evenings at home. The fully equipped kitchen has ample cabinet space, and a breakfast bar for casual dining. Recent updates include a new electric range, microwave oven, dishwasher, kitchen faucet, and a garbage disposal. For added peace of mind the condominium is outfitted with double hung insulated hurricane impact windows and the building offers secured access with locked doors and security camera monitoring throughout. Additional highlights include luxury vinyl flooring, updated electrical panel and a new AC/HVAC system. The building has a new roof and covered carports. You'll also enjoy the convenience of a 3rd-floor laundry room, with new washer/dryers arriving in Feb 2025 and a 3rd floor social room. Your mail is securely delivered to the locked front lobby. The amenities include 2 pools, outdoor grills, tennis and pickleball courts and a clubhouse. The Cambridge House is ideally situated, just a short distance from the library, restaurants, medical facilities and the stunning gulf beaches. Don't miss the opportunity to own a condominium that perfectly combines value and lifestyle. Call today for a tour or more information.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $111,920 | $111,920 | $111,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $58 | $58 | $58 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $754 | $744 | $944 |
Total Monthly Payment | $887 | $877 | $1,077 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.