Welcome to Lightwood Cottages! A serene and beautiful neighborhood that offers peace and tranquility while still being centrally located with award winning schools. Featuring wide, flat lots along with a community pool and cabana it's the perfect place to call home! The brand-new two-story Hayden home includes abundant windows throughout the home filling the space with plenty of natural light which adds to this home's already open feel. The foyer flows into an office space with beautiful French doors. From there you will find an open concept living room that flows into the dining area and kitchen are which includes ample cabinets and counter space, a spacious corner pantry, stainless steel appliances and a gas stove, a center island for bar style eating and entertaining, granite countertops, and more! On the first floor there is also a bedroom and full bathroom, perfect for guests or multi-generational families. Upstairs, the master bedroom has an ensuite bath with a spacious walk-in shower, double vanity, and a huge walk-in closet, providing plenty of storage. Three additional bedrooms surround a second upstairs living/loft area and a third full bathroom. The laundry room is conveniently located upstairs for ease of access. And finally, a concrete patio at the rear of the home, which will be a great space to enjoy a morning coffee or to host that weekend BBQ! The neighborhood has a beautiful brand-new pool and Cabana area, come make an appointment to see our homes today! **Home and community information, including pricing, included features, terms, availability and amenities, are subject to change and prior sale at any time without notice. Square footages are approximate. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built.
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Our Executive Mortgage Banker:
Our Insurance Division:
$326,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $261,520 | $261,520 | $261,520 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.508% | 7.171% | 6.392% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,784 | $1,738 | $2,225 |
Total Monthly Payment | $1,859 | $1,813 | $2,300 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.