RENOVATED 2/2 split plan is one unit of a quadraplex near St. Augustine Beach just off A1A, completely REMODELED single story UPDATED in 2017 with your own private 21'x13' walled courtyard. Walk east to the BEACH or a few steps west to the intracoastal front community pool where you can experience tranquil sunsets from the covered observation deck, boardwalk reaching out into the intracoastal, fishing and small kayak or PADDLEBOARD LAUNCHING area (does not accommodate boats). NEW shingle ROOF in 2022, NEW HARDY BOARD in 2024 plus tastefully UPDATED KITCHEN, GRANITE counters, white shaker cabinets, SS appliances, soft close drawers, remodeled bathrooms and WOOD LOOK PORCELAIN PLANK TILE throughout. Walk or bike to the BEACH, 7 miles to historic downtown St. Augustine, convenient to shopping, numerous restaurants and one street south of beach access on Dondanville Rd. HOA fees are only $150 per month. Owned by the original owner since 1986. Additional features include a courtyard storage closet, kitchen pantry, lazy Susan corner unit turn table in kitchen cabinets plus enclosed washer/dryer closet area off the kitchen.
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Our Executive Mortgage Banker:
Our Insurance Division:
$319,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $255,200 | $255,200 | $255,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $193 | $193 | $193 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,698 | $1,676 | $2,152 |
Total Monthly Payment | $1,966 | $1,944 | $2,420 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.