Property stayed high, dry, and no damage through both hurricanes. This charming 2-bedroom, 2-bath home is situated on just under a quarter acre FULLY fenced in a peaceful New Port Richey neighborhood. The home features brand-new T-11 wood siding and metal siding, with a durable metal roof installed in 2019 and a newly added skylight for extra natural light. Tile flooring runs throughout the home, providing easy maintenance. Enjoy the convenience of multiple sheds on the property, all equipped with electricity, providing ample storage space. Plenty of parking with a 3 car carport. Rain barrel catchers, and an array of fruit trees—including orange, grapefruit, and lemon—create a sustainable and serene outdoor setting. The backyard is a peaceful retreat with no rear neighbors, offering views of a tranquil bird sanctuary. Relax on the screened-in porch or take advantage of the outdoor plumbing, already set up for a sink and shower. The underground drainage system adds an extra layer of functionality. Inside, the cozy living room with an eat-in kitchen offers comfort, complemented by a mini-split AC system. Moonlake Park is just a short walk away, perfect for fishing and kayaking, and the home is conveniently close to shopping, schools, medical facilities, and restaurants.
A great opportunity to enjoy Florida living in a quiet, natural setting!
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Our Executive Mortgage Banker:
Our Insurance Division:
$189,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $151,920 | $151,920 | $151,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $112 | $112 | $112 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,011 | $1,010 | $1,281 |
Total Monthly Payment | $1,198 | $1,197 | $1,468 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.