One or more photo(s) has been virtually staged. Welcome to 3414 SE 139th Lane, a charming and well-maintained home located in the peaceful community of Summerfield, FL. Constructed in 2021, this inviting property features a bright, open living space perfect for relaxation and entertaining, with large windows that let in plenty of natural light. The modern kitchen is equipped with updated Frigidaire appliances, ample counter space, and storage, ideal for both everyday cooking and hosting gatherings. There is a breakfast nook overlooking the wooden fenced back yard. The living room is open and spacious. Ceramic tile is throughout the home besides the bedrooms which have carpet. The 3 comfortable bedrooms provide a restful retreat, with the master suite offering a private en-suite bathroom. The second bathroom has a unique vanity mirror. Each bathroom has matching tiles on the floor and walls. The laundry room has it own space next to the garage featuring the water heater and a washer/dryer duo. Outside, the spacious backyard is perfect for enjoying Florida’s beautiful weather, gardening, or future outdoor projects like adding a pool or extended patio. Additional features added to this home include a Water softener system, gutters, wood fence, and a security system. Located in a quiet neighborhood, this home is close to local shops, dining, parks, and schools, and just a short drive from Ocala and The Villages for additional entertainment and shopping. Less than 30 minutes minutes from the Ocala World Equestrian Center. Move-in ready and perfect for a variety of buyers, this Summerfield gem offers a wonderful opportunity to enjoy comfort, convenience, and tranquility. Schedule your showing today!
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$240,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $192,000 | $192,000 | $192,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $195 | $195 | $195 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,326 | $1,294 | $1,633 |
Total Monthly Payment | $1,596 | $1,564 | $1,903 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.