MUST SEE Beautiful lakeside home in a great neighborhood in St. Petersburg. Original home is 4 bedrooms 2 baths with garage conversion which can be 5th bedroom or bones space. Brand New AC, updated kitchen and bathrooms. No damage from storms.
Close to Tampa and downtown St. Pete restaurants and breweries. Behind the house is a 7 acre scenic lake teeming with bird life and fish. None of the residents on the lake experienced any flooding from the storms.
The residents of Winston Park lakeside love their lake and take special care of it. Quality water testing is done monthly by the city and the lake’s residents pitched in to install 4 aerators giving the lake constant filtration and keeping it pollution-free. It was recently stocked with native fish and plants giving its fish, birds and even otters a place to feed and call home.
The yard is landscaped with native plants to attract both birds and butterflies. The interior has 4 bedrooms perfect for guests and a work-from-home office. Large windows overlook the lake and an air conditioned craft room/storage area has floor to ceiling cabinets and perfect for storing holiday storage and heirlooms.
In this safe neighborhood with established families evening walks are encouraged and all dogs are friendly. It is a perfect location to retire or to raise a family, It’s a “must see” to fully appreciate.
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,800
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,840 | $399,840 | $399,840 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $112 | $112 | $112 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,694 | $2,657 | $3,372 |
Total Monthly Payment | $2,881 | $2,844 | $3,559 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.