Must see in person to fully appreciate floor plan and oversized lot! Helene and Milton didn't budge this home with included hurricane shutters. The very low price per square foot and number of bedrooms makes this an instant investment property that is ready to go or just enjoy as your own. 4 beds/4 baths- 2546 sq. feet all on 1 level, not too big or too small. Huge covered front porch with morning sunrise views and stunning sunset views from the back yard covered and screened in lanai. Open yet designated rooms highlight the floorpan inside which includes a great room and breakfast area plus formal living and dining areas. Need a 5th bedroom? This floorpan offered a 5th bedroom in lieu of the formal dining room-just add a wall, door & closet. 10 and 12 foot ceilings, 8 foot doors, laminate floors in all bedrooms and diagonal tile everywhere else-NO carpet. With 3 beautiful community pools to choose from, you may not want to spend the money on your own but if you do, there is plenty of room to build one and you have a pool bath ready and waiting. Quick access to one of the many multi-use pathways that winds through it, you will own the largest lot in Islandwalk with no homes in front or directly behind but no worries as the HOA covers mowing/trimming/weeding etc. . . which gives you more time to enjoy the views of a park, mature landscaping, lakes and conservation that surround the home. HOA also includes 3 pools, pickle ball, tennis, library, spas, dog park, fire pit, grills, bocce, game rooms, cable/internet and more. Work from home or just want another high speed internet option available? This is one of the few homes in the community that has Fios High Speed Fiber Optic cable hooked up and ready to go with a package purchased at an additional cost through Frontier/Verizon. With its miles of walking paths, venetian bridges, lakes and lush landscaping, you will feel like you are living at a resort year round. It's also a great area to watch the rockets from Cape Canaveral. Excellent schools, stores and restaurants right outside the gate and Manasota Beach less than 15 minutes away.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $499,920 | $499,920 | $499,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $524 | $524 | $524 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,326 | $3,323 | $4,286 |
Total Monthly Payment | $3,942 | $3,939 | $4,902 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.