Charming colonial in the neighborhood of Little Switzerland is minutes to the Taconic. Recent updates: New enlarged septic tank 2024, new burner 2022, new oil tank 2024, new roof 2023. The home shows as a 4 bedroom home with lots of possibilities. Formal living room, formal dining room, family room and first floor office all have wide board floor boards that add a special charm to the home. Designed for work from home living the first floor office has access to patio. Spacious 1st floor laundry w/storage & slop sink. Eat in kitchen, opens to the family room w/brick wood burning fireplace, built in storage and sliders to backyard, brick patio. The second floor offers, primary en-suite, with wall of closets, the other 3 rooms are available for you to use as your needs require. Each of the 3 rooms have the wide floor boards, window seats and double closets. Rounding out the second floor is the white hall bath. Level backyard is open and ready to garden, entertain or throw a ball. Full basement offers storage and utilities. 7 zone heating system makes for a very efficient home. Generator ready. Make this special home your home.
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$565,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $452,000 | $452,000 | $452,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $953 | $953 | $953 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,083 | $3,004 | $3,876 |
Total Monthly Payment | $4,127 | $4,048 | $4,920 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.