Wait until you see this property with many of the features and upgrades you are looking for on your next home's check list all for an affordable price! This well-kept 3 bed, 2 bath home on an oversized corner lot is only a short walking distance to the Warm Mineral Springs. The owners have lived there for going on 10 years, this means you can take advantage of their lower-than-average homestead taxes. Throughout their ownership they have consistently completed many upgrades and your regular homeowner maintenance requirements along the way. Don't sleep on this one. Sellers are motivated, come view this home and bring all reasonable offers, all offers up for negotiation!
The upgrades include, but are not limited to, HVAC Outside (2016) Inside (2020) with added UV light protection and hard wired smart thermostat, Hurricane Impact Rated and UV tinted windows (2016) still under warranty, Electric Panel (2018), Updated Both bathroom toilets (2021)/Bathroom Vanities (2023), Upgraded 6" seamless gutters/downspouts (2022), Hurricane impact rated Front door & Garage door, Water Heater (2023), Privacy fence (2023), Roof Replacement (01/2023), Whole Electrical Panel Surge protection (2023), 30A RV hookup, 30A whole house Generator outlet, Added attic insulation.
Disclaimer: This home sustained no damage from Hurricane Helene, or Milton.
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $227,600 | $227,600 | $227,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $153 | $153 | $153 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,533 | $1,513 | $1,919 |
Total Monthly Payment | $1,761 | $1,741 | $2,147 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.