You will love this three bedroom one bath bungalow/cape-style cottage in Stratford's North End! Enter through the front door into the bright sunroom where you can lounge on the couch with a book or TV, or work at your desk. Then into the dining room on your right and living room on your left, both with hardwood floors and pillar accents. The modern kitchen is dreamy with hardwood floors, granite countertops, timeless white subway tile backsplash, large windows, stainless steel appliances, recessed lighting and plenty of workspace. The oversized white cabinets have pull-out shelving in the pantry and lower units for easy access. Just beyond the kitchen is a tiled breakfast room, laundry area and closets and a slider leading to the composite deck. The primary bedroom is located on the first floor and has two closets. There is a modern full bath with walk-in shower and rain showerhead on the first floor. Upstairs you will find two bedrooms with hardwood floors and a walk-in attic storage area. The basement has a wine storage area along with a rec room and plenty of storage space. This home has lots of windows which flood the house with natural sunlight. The back yard has beautiful perennial gardens, two sheds and a composite deck complete with a Weber Genius Grill for easy entertaining. Great location close to all that Stratford has, like Metro North train station, major highways, beaches, parks, Paradise Green and dining.
Type | Description | Level |
---|---|---|
Bedroom 1 | Hardwood Floor | Upper |
Bedroom 2 | Hardwood Floor | Upper |
Dining Room | Hardwood Floor | Main |
Living Room | Hardwood Floor | Main |
Primary Bedroom | Wall/Wall Carpet | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $332,000 | $332,000 | $332,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $483 | $483 | $483 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,209 | $2,207 | $2,847 |
Total Monthly Payment | $2,767 | $2,765 | $3,405 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.