This delightful 3-bedroom, 2-bathroom ranch is perfectly situated across the street from the serene White Island Pond and steps to the sandy association beach! The living and dining areas boast an open concept design with cathedral ceiling, wood stove and slider to the wrap-around deck. The kitchen offers granite counter tops, stainless steel appliances and plenty of cabinet space. The bedrooms offer hardwood floors. Off the back of the home is an inviting screened in porch to relax with family and friends. The lower level is a versatile space, ideal for a family room, home office, gym, or even a guest suite. Sliding glass doors lead to a small patio, seamlessly integrating indoor and outdoor living. The second full bathroom is on the lower level. Laundry hook ups in the first-floor bathroom as well as lower level. The spacious yard offers plenty of entertaining space, an outdoor shower and large storage shed. Home has long term tenant history. New 3-bedroom septic in 2019. New well 2023.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | 12.0 x 10.0 | First | |
Bedroom 3 | 8.0 x 12.0 | First | |
Dining Room | Flooring: Tile,Door(s): Sliding | 13.0 x 10.0 | First |
Kitchen | Countertop(s): Granite,Flooring: Tile,Stove(s): Electric | 10.0 x 7.0 | First |
Living Room | Fireplace(s): Wood Burning,Flooring: Carpet | 14.0 x 13.0 | First |
Master Bedroom | 13.0 x 12.0 | First |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 508.335.8179
Michael.Cartier@raveis.com
NMLS Mortgage Loan Originator ID 1017266
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $376,000 | $376,000 | $376,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $478 | $478 | $478 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,502 | $2,499 | $3,224 |
Total Monthly Payment | $3,055 | $3,052 | $3,777 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.