5 Torrey Lane, Cornwall, NY, 12518 | $399,000

Welcome to this delightful two-story home nestled in the heart of Cornwall, NY. This move-in-ready residence is conveniently located just a short stroll from a variety of restaurants and shops, catering to your everyday needs. Key features of the property include a new roof installed in 2024, along with several upgrades that enhance its appeal. Built-in elements bring character to the living space, while the cathedral ceilings and loft area in the primary bedroom foster a warm and airy atmosphere. The kitchen, equipped with granite countertops and modern stainless steel appliances, will delight any chef, offering ample space and storage. The spacious backyard serves as a private oasis, perfect for entertaining guests or enjoying a peaceful afternoon with a good book. Only 61 miles from NYC, this home is ideal for those who value comfort and convenience in a vibrant community. Whether you're looking to escape the hustle and bustle of city life or seeking a serene spot to call your own, this charming home offers the perfect balance. The local parks and scenic trails invite outdoor enthusiasts to explore the natural beauty of the Hudson Valley. Community events and farmers' markets provide a wonderful opportunity to connect with neighbors and experience the local culture. With easy access to major highways and public transportation, commuting is a breeze, making it an excellent choice for those who commute. Some of the most stunning landscapes in the Empire State can be discovered in its charming rural towns, with Cornwall, NY, serving as a prime example. Don't miss the chance to make this enchanting house your home sweet home. Call today to schedule a private showing.

Features

  • Rooms: 5
  • Bedrooms: 2
  • Baths: 1 full
  • Style: Two Story
  • Year Built: 1890
  • Heating: Natural Gas, Forced Air
  • Cooling: Window Unit(s)
  • Basement: Partial, Unfinished
  • Approx Sq. Feet: 1,269
  • Acreage: 0.08
  • Est. Taxes: $7,484
  • Lot Desc: Level, Near Public Transit
  • Elem. School: Lee Road School
  • Middle School: Cornwall Middle School
  • High School: Cornwall Central High School
  • School District: Cornwall
  • Appliances: Cooktop, Dishwasher, Dryer, Oven, Refrigerator, Washer
  • MLS#: H6332791
  • Days on Market: 31 days
  • Website: https://www.raveis.com
    /prop/H6332791/5torreylane_cornwall_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Cronin & Company Real Estate   Phone: 845-744-6275

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.

Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.Alvarez@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

5 Torrey Lane, Cornwall, NY, 12518

$399,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah Alvarez

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.Alvarez@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $319,200 $319,200 $319,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.582% 7.159% 6.518%
Monthly Tax Payment $624 $624 $624
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,178 $2,122 $2,737
Total Monthly Payment $2,877 $2,821 $3,436

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.