Welcome To This Expansive 4-5 Bedroom, 3. 5 Bath Contemporary Home, Basking In Sunlight On A Generous . 57-Acre Lot And On A Cul De Sac. Enter Through The Grand Double Door Foyer, Where Soaring 16-Foot Ceilings Create An Inviting Ambiance. The Spacious Living Room Features A Stunning Cathedral Ceiling, Wood Flooring, 2 New Skylights, And A Cozy Double-Sided Fireplace That Seamlessly Connects To The Family Room. The Heart Of The Home Is The Truly Spacious Kitchen Adorned With Stylestone Counters, A Large Breakfast Area, And Charming Hand-Painted Walls, Complemented By Two Convenient Pantries. A Cozy Home Office/5th Bedroom Provides Versatility, While The Family Room Invites Relaxation With Its Warm Wood Floors. Ascend To The Second Level Passing Another New Skylight, Where The Master Suite Impresses With Its Cathedral Ceiling, Dressing Area, And Luxurious Ensuite Featuring A Tub, A Separate Shower, Double Vanity, Heated Flooring , And A Fourth Skylight. Three Additional Generous Bedrooms Offer Ample Space For Comfort, And A Hall Bathroom Includes A Shower/Tub Combo. The Fully Finished Basement Provides Additional Living Space, A Full Bath, A Workroom, And Plenty Of Storage. The Exterior Boasts Low-Maintenance Vinyl Siding With Stone Accents, While The Fully Fenced Yard Serves As A Peaceful Oasis, Complete With A Spacious Deck Overlooking A Family Friendly Yard/ Park Like Grounds & Approximately 5 Acres Of Virgin Forest( Not Buildable). Additional Features Include Newer Anderson Windows, A Modern Central Air And Gas Heating System, 200 Amp Service And A Newer Roof. Conveniently Located In The Renowned Three Village School District, And Just Moments From Stony Brook Hospital/University, Public Transportation, Dining, And Shopping, This Beautifully Maintained Home Is Ready For You To Make It Your Own!
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Our Executive Mortgage Banker:
Our Insurance Division:
$799,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $1,478 | $1,478 | $1,478 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,415 | $4,248 | $5,390 |
Total Monthly Payment | $5,985 | $5,818 | $6,960 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.