Welcome to this appealing and timeless ranch-style home, nestled on a charming corner lot in the heart of Southside Poughkeepsie. This property perfectly combines modern convenience with nostalgic charm, making it a rare find in today’s real estate market. As you approach the home, you'll be greeted by an impressive stone fireplace exterior, a classic feature that sets the tone for the character that lies within. Upon entering, you'll immediately be transported back to the bygone era of 1955, where original details have been lovingly preserved. The charm of this home is evident in its retro bath and kitchen, which serve as a stunning testament to the 1950s design aesthetic. Each room is sizable and thoughtfully laid out, allowing for both comfort and functionality. The period details throughout the home, from the vintage fixtures to the original tile floors and more, add to the warmth and character that make this property so special. Venture downstairs, and you'll discover a space that feels reminiscent of a speakeasy, complete with a built-in piano, a built in refrigerator and an original bar. This unique feature offers an inviting atmosphere for entertaining friends or enjoying quiet evenings at home. The lower level not only enhances the home’s appeal, but also provides a workshop and ample storage options, ensuring that everything you need has its place. While the home is rich in history and character, it also offers practical amenities. The hardwood floors waiting patiently beneath the carpeting, add an element of durability and elegance. The home features a small but sweet usable yard, perfect for gardening or enjoying a cup of coffee in the morning sun. The one-car garage provides additional convenience, making this home not only charming but also functional. Location is key, and this home does not disappoint. Situated just 10 minutes from the Metro-North railway, commuting to New York City or other destinations is a breeze. The property is also conveniently located near Vassar College and the Walkway Over the Hudson, a stunning park that offers breathtaking views and recreational opportunities. For history buffs and food enthusiasts alike, the Culinary Institute of America and various historic sites are just a short drive away, enriching your living experience with local culture and culinary delights. This ranch-style home is more than just a place to live; it’s a lifestyle choice that blends the nostalgia of the past with the conveniences of modern life. Whether you’re entertaining guests in the speakeasy-style basement or enjoying quiet evenings by the stone fireplace, this home invites you to create lasting memories. Don’t miss your chance to own a piece of history in a vibrant community, where everything you need is just moments away. This charming residence awaits its next owner to embrace its timeless appeal and make it their own. Additional Information: HeatingFuel: Oil Above Ground, ParkingFeatures: 1 Car Attached,
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NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $619 | $619 | $619 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,155 | $2,126 | $2,698 |
Total Monthly Payment | $2,849 | $2,820 | $3,392 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.