Welcome to this impeccably maintained 3-bedroom, 2-full bath Raised Ranch located in the sought after Wappingers Central School District. Upon entry, you will notice the beautiful hardwood floors throughout the entire home. Eat-in-kitchen includes granite countertops and newer appliances including the convenience of a gas stove. Spacious living room and formal dining area with sliding glass doors leading to the deck overlooking the backyard. Generously sized master bedroom with direct access to the main hall full bathroom. 2 additional bedrooms on the main level. Head downstairs to the expansive family room complete with a stunning wood-burning brick fireplace, built-in bar and office/den. Also, downstairs is where you will find an additional full bathroom and laundry area with an abundance of shelving. Oversized two-car garage that has the potential to fit up to three cars. Enjoy the convenience of your own backyard resort with an in-ground pool and pool house complete with an outdoor bar area which is perfect for entertaining. Storage space also included within the pool house. Relax around the fire pit on the chilly evenings. This home is set privately on 1. 3-acres and offers the convenience of being close to many shopping centers, restaurants, parks and schools. Just minutes to the Taconic State Parkway, I-84 and Route 9.
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Our Executive Mortgage Banker:
Our Insurance Division:
$550,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $700 | $700 | $700 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,002 | $2,924 | $3,773 |
Total Monthly Payment | $3,794 | $3,716 | $4,565 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.