This 3-bedroom, 1-bathroom ranch located in a great neighborhood is the perfect starter home or downsizer opportunity. The living room features a large picture window and a wood burning fireplace, offset with built-in bookcases. The efficient kitchen has an eat-in space and opens to a sizeable room which could be a formal dining room or more informal family room. There are sliders on both sides of the space. One leads to the yard, while the other leads to a wood deck- perfect for indoor/outdoor entertaining. Down the hall, there are three bedrooms, all with hardwood floors, and a full bathroom. The lower level features another sizable finished area, complete with wet bar, storage closet, and laundry room. The . 26 acre lot is level and gets full sun. You'll love the central air, carport, and convenient location near Foran Park and the high school. Come take a look!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 8.0 x 12.0 | Main |
Bedroom 2 | Hardwood Floor | 11.0 x 10.0 | Main |
Dining Room | Built-Ins | 12.0 x 8.0 | Main |
Family Room | Built-Ins | 14.0 x 16.0 | Main |
Family Room | Wet Bar | 22.0 x 25.0 | Lower |
Living Room | Fireplace,Hardwood Floor | 12.0 x 18.0 | Main |
Primary Bedroom | Hardwood Floor | 11.0 x 11.0 | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $228,000 | $228,000 | $228,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.404% | 7.133% | 6.236% |
Monthly Tax Payment | $494 | $494 | $494 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,517 | $1,515 | $1,923 |
Total Monthly Payment | $2,086 | $2,084 | $2,492 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.