Impressive 3 Bedroom, 2 Bathroom home with attached 2 Car Garage located in the desirable gated community of WATERFORD ESTATES. This home is situated on a lake and has an expansive LAKE VIEW. This light and bright home offers an open and split bedroom floor plan with Great Room, Dining Area, well appointed Kitchen, 10 x 9 screened Porch and Inside Laundry room with washer and dryer. The spacious Great Room features high ceiling, tile flooring, sliding glass doors to the screened Porch and Lake View. The Kitchen offers wood cabinets, quartz counters, granite sink, pass thru to Great Room, pantry closet, tile backsplash and large Dining Area. There is a double door refrigerator and disposal. The oven/range, microwave and dishwasher are stainless steel. There is a spacious Master Bedroom suite with luxury vinyl flooring, large walk in closet and large private bathroom with walk in shower, dual sinks, wood cabinet and granite counters. There are two additional generous sized bedrooms one with luxury vinyl flooring and bedroom #3 has hardwood floors. The third bedroom with closet is currently being used as a Den/Office. Your living space extends via sliding glass doors to the screened porch and on to the barbecue patio and LAKE. Utilities are public water and sewer. Other features include hurricane shutters, designer impact glass front door, screened front entry, screened sliding doors for the garage entry, rain gutters, plantation shutters, ***NEW ROOF 2022***, overhead storage in the garage (400 lbs and 600 lbs) and much more. **Ask your agent for the attached UPGRADE LIST** This home is being sold PARTIALLY FURNISHED. WATERFORD ESTATES offers gated entry, heated community pool, bocce ball, pickleball, walking trails and a clubhouse with fitness room, meeting rooms, billiards room. Easy access to I-75 and Punta Gorda Airport. 10 minutes to historic downtown Punta Gorda shopping, dining, medical care, waterfront parks, walking and biking paths, weekend farmers markets, art galleries, events, Charlotte Harbor Event and Conference Center and more.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $346 | $346 | $346 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,291 | $2,260 | $2,867 |
Total Monthly Payment | $2,712 | $2,681 | $3,288 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.