This property was completely refurbished 3 years ago to a beautiful cozy home and car garages were added. It has a very efficient gourmet kitchen. A lovely dinette completed with a custom built coffee bar. The entire home has a beautiful waterproof laminate floor, that looks like wood for an elegant look. The tall custom cabinets, all the way to the ceiling, have glass top cabinet doors with back lights as well as under cabinet lights gives which give the kitchen a warm glow at night. All appliance are only 3 years old. The 2-car tandem garage has a bedroom and bathroom roughed in for a future second bedroom if desired. Washer/dryer are in the garage also with a separate hot-water heater for the washer and ready for the second bedroom. A slate-blue stucco exterior was added 3 years ago as well for a clean smart look, complimented with the paver driveway. A shaded screened-in lani complete with ceiling fan to keep you cool and free from pests while entertaining. Also has a second patio in the rear with a private yard surrounded by Podocarpus. The house has a Simply Safe security system all ready to be reprogramed for the new owner. The property has a deep well for irrigation, washing cars, house and other outside services. The current owners were smart enough to purchase ½ a vacant lot next to the car garage for future building. Example more garage space, guest accommodations or even a RV garage and convert the current one to another purpose. It’s truly a must-see property. The owners will be taking some of the furniture & furnishings and leaving some items for the new owner. They are marked what stays and goes with the current owners.
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Our Executive Mortgage Banker:
Our Insurance Division:
$450,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $360,000 | $360,000 | $360,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $321 | $321 | $321 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,395 | $2,393 | $3,036 |
Total Monthly Payment | $2,791 | $2,789 | $3,432 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.